Pacific Southland Mortgage Online Application

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Hello! This is our short form application. This information will be converted to an actual loan application, and then sent to you for signatures. This helps us to price and configure the loan. We will base our assessment on solid credit, income and assets, unless you explain otherwise here. This is a free service, no obligation... Quick and easy.

Simple, 15 Minutes!

What do we mean by solid credit and assets? CLICK HERE!


Step 1 - Tell Us About The Situation


Purchase or Refinance? (select one)
  1. Purchase
  2. Refinance

This application can also be used as a pre-approval in a purchase, if you don't know the property address yet, please enter "none" below.
Street Address:

City/State/Zip:

Purchase Price/Value (estimate):

Down Payment Amount (if a purchase):
(Enter only monies which are readily available, and verifiable.)

Enter Property Type (select one)

  1. Single Family Residence
  2. Condominium
  3. Townhouse
  4. Duplex
  5. Rental Units

Will You (or do you) Live In This Property? (primary residence)
  1. yes
  2. no


Step 2 - Tell Us About Yourself


Your contact information will never be given to any outside sources.

Your Name:

Your Email:

Your Phone Number: (optional)

Mailing Address (if different than property address from first page)

Street: (optional)

City/State/Zip: (optional)

If A Purchase, Do You Own The Property Where You Live Now?

  1. Own
  2. Rent
  3. Live With Others

If You Own Currently, How Much Do You Owe On Your Existing First Mortgage?

What Is Your Current Monthly Payment On Your Existing First Mortgage? (do not include taxes or insurance)

Do You Have Any Other Loans On Your Property?
  1. yes
  2. no
If You Do Have Other Loans (second or third trust deeds), How Much Do You Owe (in total) To Pay Them Off?

If You Rent, What Is Your Current Rent?

What Type Of Business Are You In?

Years In This Field:

Position/Title:

Are You Self-Employed?

  1. yes
  2. no

What Is Your Gross Monthly Income? (before taxes are taken out, all sources ** - this is for YOU ONLY, if there is another borrower, that comes later - **)

If Less Than 2 Years, Please Give Additional Employment Information:

Total Credit Card Debt (total amount you'd have to pay to clear all accounts)

Monthly Payment On All Credit Card Debt (estimate)

Monthly Car Payment (do NOT include insurance, and answer zero if less than 8 months left to pay)

Other Long Term Monthly Payments (Boat Loans, Personal Loans, Student Loans, Lines of Credit)

Monthly Child Support And Alimony, Monthly Obligation (even if this is taken from your paycheck)

In A Self-Evaluation Of Your Credit Picture, Do You Have:
  1. Excellent Credit (740+ FICO)
  2. Superior Credit (720-739 FICO)
  3. Good Credit (680-719 FICO)
  4. Average Credit (620-680 FICO)
  5. Less Than Perfect Credit (lower than 619 FICO)
  6. I Really Have No Idea What The Scores Are
  7. None, Never Used Credit

Step 2A - Tell Us About Your Co-Borrower, If Any (a co-borrower is typically a family member who will be living in the property, if that's not the case, give us a call, and we'll help you figure it out! If there is no co-borrower, then leave this section blank and scroll forward to Step 3)

Co-Borrower Name:

Relation To Borrower:

If A Purchase, Do You Own The Property Where You Live Now?

  1. Own
  2. Rent
  3. Live With Others

What Type Of Business Are You In?

Years In This Field:

Position/Title:

Are You Self-Employed?
  1. yes
  2. no

What Is Your Gross Monthly Income? (before taxes are taken out, all sources)

If Less Than 2 Years, Please Give Additional Employment Information:

Total Credit Card Debt (total amount you'd have to pay to clear all accounts)

Monthly Payment On All Credit Card Debt (estimate)

Monthly Car Payment (do NOT include insurance, and answer zero if less than 8 months left to pay)

Other Long Term Monthly Payments (Boat Loans, Personal Loans, Student Loans, Lines of Credit)

Monthly Child Support And Alimony, Monthly Obligation (even if this is taken from your paycheck)

In A Self-Evaluation Of Your Co-Borrower's Credit Picture, Do They Have:
  1. Excellent Credit (740+ FICO)
  2. Superior Credit (720-739 FICO)
  3. Good Credit (680-719 FICO)
  4. Average Credit (620-680 FICO)
  5. Less Than Perfect Credit (lower than 619 FICO)
  6. I Really Have No Idea What The Scores Are
  7. None, Never Used Credit


Step 3 - Details, Disclaimer Acknowledgement, Signatures (you're almost finished!)

Do any borrowers own other real estate?
  1. yes
  2. no
Please read the following statement:

No borrowers on this application: 1) have any outstanding judgements, 2) are a party to any current lawsuit, 3) have been declared bankrupt within the past 7 years, 4) have had any problem of any kind in the past paying off a mortgage loan obligation, such as a foreclosure, 5) are presently delinquent on any tax or other federal debt.

Is this statement:

  1. "true, we have none of those problems"
  2. "well, I'm afraid that's not true, we have had some problems"

Neither answer necessarily disqualifies you from obtaining a mortgage loan.


Pacific Southland Properties is a mortgage broker, we do not fund loans directly. The purpose of this application is to begin the loan process online, and produce a prequalification letter for the borrower based on the information provided by the borrower which is required by many realtors in the process of making an offer on the purchase of property. All information will have to be verified, and a standard application for a mortgage loan will eventually be completed and processed. We do not examine any credit report in this prequalification process, and, typically, a fee will be required for credit reports and processing should the applicant move forward with the process. Prior to moving forward, you will be notified of all fees, current rate of interest, and other important information. You are under no obligation of any kind by completing this prequalification process.


Is there anything else you think we need to know?


That's it! You'll hear from us typically within 24 hours (except weekends and holidays, or other posted away dates) After we review your information, we'll notify you of your next steps, and options. Thank you for taking the time to complete this application! Please click below to electronically "sign" and submit this application, or click "reset" to erase the form. CAREFUL not to click "CLEAR" unless you are trying to ERASE... you'll have to start all over! Again, thanks!


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